Al Rajhi — OpenFinance Integration & Protocol Analysis

Turn the Al Rajhi mobile capabilities (payments, cards, instant financing, eMarket) into secure, documented APIs — delivered with code, docs and compliance guidance.

Starting at $300 — pay on satisfaction
OpenData · OpenBanking · App Protocol Analysis · OAuth

Production-ready API integration for Al Rajhi features

We analyse the Al Rajhi app protocol, extract authorized flows, and deliver compliant API endpoints and SDK snippets for card management, instant finance, transfers, bill payments and eMarket interactions.

Account & Balance API — standardized endpoints for account overview, multi-currency balances and statement export (CSV / JSON / OFX).
Payments & Transfers — SPEI/IBAN style transfers, beneficiary onboarding (QR-assisted), recurring/standing orders and transaction status webhooks.
Card & Token Management — virtual card lifecycle, tokenized payments for Google/Apple Pay, card block/unblock, limit controls and transaction preferences.
Instant Financing & eMarket Hooks — expose financing offers, apply/approve flows, payout to accounts, plus eMarket order webhooks and inventory sync endpoints.
Request Quote See Deliverables

What we deliver

Primary deliverables

  • Protocol analysis report (network flows, auth tokens, certificate pins)
  • OpenAPI 3.0 / Swagger documentation ready for deployment
  • Production-ready source code (Node.js / Python) for endpoints
  • Webhook listener & retry logic, test harness and Postman collection
  • Security & compliance checklist (KYC, data retention, logging)

Example: Account Statement endpoint (pseudo)

POST /api/v1/alrajhi/accounts/{account_id}/statements
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  'from': '2025-10-01',
  'to': '2025-10-31',
  'format': 'csv',
  'types': ['debit','credit']
}

Response 200 OK
{
  'status':'OK',
  'file_url':'https://cdn.example.com/stmts/AR-1234-202510.csv',
  'transactions_count': 42
}

Common integration targets

Card provisioning, account balance sync, merchant QR payments, instant loan application/payout, eMarket order fulfillment and reconciliation.

Security & Compliance

  • Work only on customer-authorized or public APIs
  • Support for OAuth2 (authorization_code, client_credentials), mTLS and HMAC-signed requests
  • Data minimization, encrypted at rest + in transit, logging & consent records
  • Assistance with regulatory requirements and KYC workflow mapping

Typical modules we implement

  • Auth & session management (refresh/federation)
  • Accounts, transactions, statements APIs
  • Payments (single/mass), scheduled transfers and billers
  • Card issuance, tokenization and POS integrations
  • Financing API: offer, apply, disburse, repay

How to integrate — quick technical guide

  1. Provide the Al Rajhi app name and exact features you need (e.g. card tokenization, instant finance).
  2. We perform protocol analysis (2–5 business days) and propose an integration pattern (OAuth2, mTLS, or delegated token mapping).
  3. We deliver API spec + minimal runnable service for your sandbox. You test and confirm behavior.
  4. We iterate with security hardening, add SDKs & deployment scripts, and handover full docs and test suites.

Notes: for production-grade payment & loan flows we'll include rate-limiting, idempotency keys, and replay protection by default.

Integration checklist (client items)

  • Authorized test accounts or consented device snapshots
  • Target environment details (sandbox / staging / production)
  • Security policy & compliance requirements (retention, logs)
  • Deployment preferences (cloud provider, container registry)

About our studio

We are a compact technical studio specializing in app interface analysis and authorized API integrations for fintech and consumer apps. Our core services include protocol analysis, OpenData/OpenBanking mapping, producing production-ready API implementations and end-to-end deliverables.

  • Years of experience with mobile banking, payment gateways and regulatory integrations
  • Deliverables: source code (Node/Python/Go), OpenAPI specs, test collections and deployment scripts
  • Multilingual support and global app standards awareness
  • Transparent pricing, NDA & compliance-first approach

Contact & next steps

Ready to start? Click below to open our contact page, provide the target app name (already provided) and the exact API features you need. We'll reply with a scoped proposal and timeline.

Contact Us

Original App: Al Rajhi App — full description (collapsed)

The all-new “Al Rajhi” App Easy, fast and fully developed banking solutions The cutting-edge Al Rajhi app offers you a suite of personal banking services on your mobile. With an improved interface and a state-of-the-art design, Al Rajhi app provides you with a customized personal banking experience, to manage all your banking operations anytime, anywhere… with just a simple touch. In addition to a wide variety of services and products you can benefit from, without the need to visit the branch, you can shop via the Al Rajhi app eMarket and get personal financing in a matter of seconds. Enjoy some of the most important features, including: • Enhanced app performance • New and user-friendly design with a customized user interface through light or dark modes • Adding a beneficiary is now easier via QR code • Instant financing through the app without the need to visit the branch • Request and manage Al Rajhi cards • Latest offers and update notifications • Manage and settle bills in addition to one-time bill payments • Standing orders for payments and remittances • Easily manage cards A bundle of services awaits! Start a one-of-a-kind banking journey that will lead you to discover new and improved features. Download the new Al Rajhi app now!